GSIS allots ₱4.4B in emergency loans for 9 areas hit by recent typhoons

The Government Service Insurance System (GSIS) has earmarked nearly ₱4.4 billion in emergency loans for 166,789 active members and old-age and disability pensioners in nine areas in Luzon affected by recent typhoons and the southwest monsoon.

In Pampanga; Calumpit, Bulacan; and Mangaldan and Dagupan City, Pangasinan, a total of 65,737 members and pensioners working or residing in the affected areas may apply for the emergency loan until September 13, 2026.

In Sta. Barbara, Pangasinan, 1,964 members and pensioners may apply until September 18, while those in Hagonoy, Bulacan, and Masinloc, Zambales, may submit their applications until September 20.

Meanwhile, a total of 94,750 eligible members and pensioners in Cavite and Rodriguez, Rizal, may apply until November 12 and November 16, respectively.

Active GSIS members working or residing in the affected areas may apply for the emergency loan provided they have no due and demandable GSIS loan; are not on unpaid leave; have paid at least three months of premiums within the six months immediately preceding the application; have no pending administrative or criminal case; and have a monthly take-home pay of at least ₱5,000 after deductions.

Old-age and disability pensioners residing in the affected areas may also apply, provided that their net monthly pension after loan amortization is at least 25% of their basic monthly pension.

Qualified members and pensioners with no existing emergency loan may borrow ₱20,000, while those with an outstanding balance on a previous emergency loan may avail of up to ₱40,000, subject to existing GSIS policies.

The GSIS Emergency Loan is payable in 36 equal monthly installments at 6% interest per annum. It is covered by loan redemption insurance, which deems the outstanding balance fully paid in the event of the borrower’s death, provided that loan payments are up to date.

Members and pensioners may conveniently apply through the GSIS Touch mobile app, with approved loan proceeds credited directly to their GSIS eCard or UMID card.

For more information on the GSIS Emergency Loan, visit the GSIS website and official social media accounts, email gsiscares@gsis.gov.ph, or call the GSIS Contact Center at 8847-4747 in Metro Manila, 1-800-8-847-4747 for Globe and TM subscribers, or 1-800-10-847-4747 for Smart, Sun, and TNT subscribers.